APPLY WITH SNAP

No credit or bad credit.

Get an answer in seconds, with approval amounts up to $5,000!

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Real people. Real life.

When life happens, Snap can help

Ricardo customer reviewPlay Icon

"It was very, very convenient to my pocket. I wouldn't let go of this opportunity to give that special touch to my apartment."

Ricardo U.
Los Angeles, CA
Kristi customer reviewPlay Icon

"Using Snap today was so easy. I was able to do it on my phone and it took about two minutes."

Kristi H.
Kimberly, AL
Andrew customer reviewPlay Icon

"I was so relieved to have the option to pay this off in installments."

Andre M.
Dallas, TX
Franklin and Yatsiva customer reviewPlay Icon

"We slept on an air mattress and it was very uncomfortable. Snap saved my life!"

Franklin & Yatsiva R.
Phoenix, AZ
Here’s how it works
1
Apply online, in-store or on your smartphone
2
Get a response in seconds
3
Take home what you need today and pay over time

Have more questions?

Snap Finance LLC is a digital finance company that specializes in assisting its affiliates and financing partners in providing consumer lease-to-own and loan financing options. Founded in 2012, Snap provides these services via e-commerce, brick-and-mortar merchants, and directly to consumers through snapfinance.com. Snap is a technology and data-driven company, dedicated to delivering simple and easy access to our financial products.

Our application process is simple, and you get a notification of approval in seconds. You can

  • Apply online at snapfinance.com.
  • Apply in-store at a Snap Partner through our text-to-apply feature on your smartphone or with the help of a sales representative. We have thousands of stores that offer Snap.
  • Apply and check out online with our select E-commerce Snap Partners.

Snap approves amounts from $250 to $5,000.

When you lease-to-own with Snap, you can finance furniture, mattresses, wheels, tires, appliances, electronics, and jewelry. See our Store Locator to find a Snap Partner online or near you.

Absolutely! Snap uses a proprietary approval process that gives you the best chance of being approved. While we may not be able to approve all applicants, we specialize in helping those with bad credit, bankruptcy, or who have struggled with credit issues in the past.

A mindful approach to lease-to-own financing

Family sitting on couch with laptop