Shopping with lease-to-own financing

STEP 1

Apply now. Get an answer in seconds.

We look beyond your credit score to give you the best chance of approval.
STEP 2

Shop today.

Use our Store Locator to choose from 150,000 shops, in-store or online, to get what you need today.
STEP 3

Pay over time.

Our flexible ownership options are based on your paydays for an easy, stress-free experience.

What could your payments look like?

Our payments plans are flexible to fit your paydays and lifestyle, with early payoff options to reduce overall cost.

Select Transaction Amount

$1,250.00

$150

$1,250

$2,500

$3,750

$5,000

Adjust the slider to estimate your payments.

How often do you get paid?

For illustrative purposes only.

This is an example of a lease-to-own transaction, based on 36 payments twice a month for a total amount of $2,487.50 with a cost of lease of $2,686.50. Your total approval amount and cost of lease may vary.

Payment plan

$74.35

Twice a Month
Estimated # of payments

36

Total payments

$2,487.50

Find what you need

Shop at over 150,000 shops, in-store and online.

https://images.prismic.io/snapfinance/9ca2fb21-48b6-467f-b625-4c7b84b17aa8_Furniture.png?auto=compress,format

Furniture

https://images.prismic.io/snapfinance/cf6175a1-4450-413e-bfc9-2739eb1f05ab_Tires_Rims.png?auto=compress,format

Tires & Rims

https://images.prismic.io/snapfinance/af0448cf-8f78-4392-91ec-259d23436179_Electronics.png?auto=compress,format

Electronics

https://images.prismic.io/snapfinance/aa874535-4136-431e-a24b-3c1297841df5_Appliances.png?auto=compress,format

Appliances

https://images.prismic.io/snapfinance/a6625074-c648-4cf8-a480-50fd0df66b4a_how-it-works-Mattresses.png?auto=compress,format

Mattresses

https://images.prismic.io/snapfinance/23ab680c-55f5-4dbd-8c5c-664516d04314_how-it-works-Car_Audio.png?auto=compress,format

Car Audio

Have more questions?

Our application process is simple, and you get a notification of approval in seconds. You can

  • Apply online at snapfinance.com.
  • Apply in-store at a Snap Partner through our text-to-apply feature on your smartphone or with the help of a sales representative. We have thousands of stores that offer Snap.
  • Apply and check out online with our select E-commerce Snap Partners.

Snap approves amounts from $250 to $5,000.

When you lease-to-own with Snap, you can finance furniture, mattresses, wheels, tires, appliances, electronics, and jewelry. See our Store Locator to find a Snap Partner online or near you.

Customer-focused. Honest reviews.

darlinda customer review

Darlinda

Oct 23,2021
My experience with customer service...

was excellent. They were very professional and knew how to handle all questions and concerns. I've already started referring friends and family. Thanks again!

lupe customer review

Lupe

Oct 22,2021
I just paid off my balance.

Snap helped me keep my car going and I had no trouble at the dealership. Thank you so much!

liana customer review

Liana R.

Oct 01,2021
I'm really grateful to Snap...

for their assistance. Customer service is always friendly and helpful. The entire process was easy and I feel about doing business with this company.

jeramie customer review

Jeramie B

Jun 21,2021
Snap was fast, easy, and fair...

when we needed them. So thankful for Snap being available when we needed it.

Rated 'Excellent' on

trustpilot logo

A mindful approach to lease-to-own financing